If you are a homeowner, you have purchased your home insurance through a local insurance agent or directly through an insurance carrier. Home insurance costs and coverage vary due to where you live, how much your home is worth, your credit score, and many other insurance factors. Home insurance can be confusing so we recommend […]
The summer season can be the best time of year to enjoy your boat or motorcycle. Whether you enjoy the long days, warm weather, or enjoy using your ride to relax, being a boat or motorcycle owner has its perks. Here are a few things to consider when it comes to safety this season. Consider […]
If you are looking to add a swimming pool to your property, you may be curious how it impacts your home insurance policy. First of all, you will need to alert your agent of the swimming pool addition. If you do not alert your insurance carrier of your pool addition, you may not be covered […]
Recently, we discussed the importance of understanding four basic auto insurance coverages; liability including bodily injury and property damage, and comprehensive and collision coverage. Almost all states require liability coverage for auto insurance. In Part 2, we will explain additional coverages you can add to your auto insurance policy. Not only will this give you […]
With the holidays just around the corner, it is a great time to review holiday safety items around the household. Especially if you plan on a lighting display. When it comes to holiday décor, some families go all out. Regardless of your level of displays, it is important to keep some things in mind for […]
A Call for Facts of Loss When you’re involved in a car accident the first thing that happens after you report your claim is you receive a call from the insurance adjuster. An insurance adjuster looks at your coverages, listens to your statement about what happened (Facts of Loss), and then determines fault. This adjuster […]
If your teen just got their driver’s license, then you understand the importance of making sure they have the right insurance. Keeping them as safe as possible includes making sure that they’re insured in the event of an accident, so let’s talk about what you need to know. New drivers Being a new driver is […]
October is Cyber Security Awareness Month. Since the pandemic, more individuals are using digital accounts for purchasing through the internet. This can leave you vulnerable & increase your risk for a cyber-attack. The majority of cyber-attacks begin with phishing emails. Knowing how to spot a phishing email is critical for protecting yourself from a cyber-attack. […]
Leaving for college is an exciting time for your child. Whether your child is moving out of state, moving out of your home, or even living with you at home, college is a new chapter in his or her life. Being your agent, there are a few common questions we get asked about insurance. Does […]
FEMA, Ready.gov, and Listo.gov are big voices in reminding Americans that September is National Preparedness Month. Ready.gov is a great resource for teaching you how to prepare for a natural disaster. What do they consider a disaster? Wildfires, flooding, thunderstorms & lightning, hurricanes, earthquakes, tornadoes, landslides, severe weather, droughts, and more. No matter where you […]