Business Owner’s Policy

A business owner’s policy will combine property, liability and business interruption coverage all in one easy policy for small to medium sized businesses. By packaging these coverages together, you will generally see a discount in your premium.

Supplemental coverages are also available. Contact us today to find out more.

Frequently Asked Questions about Business Insurance

What type of business insurance do you need?

The type of business insurance you need depends on what you’re doing. For instance, a web designer probably doesn’t need a commercial auto policy but does need a Professional Liability Policy. While a contractor has no need for Professional Liability but does need commercial auto. The best way to determine what coverage your specific business needs is by talking to a licensed agent.

What insurance is required to run a small business?

Owning a small business is an amazing achievement. Insuring it correctly is critically important. Your insurance needs depend on what your small business does. Some businesses can get away with minimal coverages while others need very comprehensive coverage for more complex businesses. Talk to an agent for advice on what types of coverage your business needs.

How much does business insurance cost?

The cost of business insurance varies tremendously based on what coverage you need. Professional Liability for instance may only be $150 a month while commercial truck insurance may cost upwards of $5,000 a month. The only way to know is to get a quote from a licensed insurance agent.