SR22 Insurance in Hawaii
Every so often someone will need an SR22 filing, also known as high-risk insurance or SR22 Insurance. The SR22 is a form that is filed with the state and guarantees them that you have purchased insurance. If you should let your insurance lapse, the insurance company would promptly notify the state with a SR26 form that rescinds their SR22 form.
SR22 Insurance is typically more expensive than standard auto insurance. With the exception of the SR22 form, there is no difference in the coverages that are available to you. Some insurance companies, however, may refuse to write a policy for someone who needs an SR22 filing. Additionally, your existing insurance company may cancel your insurance if you need an SR22 while you’re insured with them.
The reasons that people get an SR22 vary, but some reasons include:
- Receive a Driving Under the Influence ticket
- Too many speeding tickets
- Reckless Driving conviction
- Too many accidents
And more.
It is important to understand that receiving an SR22 is not the end of the world! We make the SR22 process easily and have companies that will file directly with the state. You can even often leave our offices directly with an SR22 form.
“But I don’t even own a car! Why do I need an SR22 in Hawaii?”
This is referred to as non-owners SR22. An SR22 does not cover a vehicle but is a form for a driver who holds a driver’s license. Each state carries different laws, so be sure to talk to your Carr’s Insurance agent today about what you need to do if you need an SR22 filing in Hawaii.
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Carr’s Insurance Agency represents the top-rated insurance companies in both Hawaii & Washington. We will compare pricing and coverage options finding you the best policy for your needs. Call us at: (808) 836-2277 or click the button below to send us a message for your quote.
Hawaii Office
Wahiawa, HI 96786
Washington Office
Stanwood, WA 98292-8019
About Us
Carr’s Insurance Agency opened its doors in Hawaii in 1990 and is happily serving Oahu, Maui, Hawaii, Kauai and Molokai and recently opened an office in Washington State. We believe we have thrived in our home of Hawaii because of the respect and aloha we provide to our customers. Carr’s Insurance Agency will go the extra distance to make sure you get the service you deserve We offer All lines of Insurance. Carr’s Insurance Agency is available online 24/7. Feel free to stop into our office or call us anytime. If you are interested in an insurance quote, and would like a licensed agent to contact you, please click here or call 808-836-2277 (CARR)