Classic Car Insurance in Hawaii
For those of us who are collectors of classic cars, it isn’t just a way to get around. It’s an investment that will continue to appreciate.
Not everyone uses their classic or antique vehicles the same, which is why a Carr’s Insurance agent will work with you to select the appropriate policy. It is important for us to understand your coverage needs, miles driven, vehicle age, and any vehicle modifications to ensure you get the correct policy for your investment. Here are some things to keep in mind when you’re shopping for classic car insurance or collector car insurance:
- Agreed Value: This means the insurance carrier will pay you the full (agreed to) amount in the event of a covered total loss, less any applicable deductible. This type of coverage is much better than “actual cash value” or “stated value” that you can purchase as well.
- Low Rates: Collector vehicles aren’t usually driven year-round. So, your insurance premium will reflect a rate off of being driven part-time.
- Coverage Options: Each collector car is unique. That is why Carr’s Insurance will work with you to determine the right amount of coverage to ensure your classic is insured properly.
- Mileage: Don’t be afraid to drive that classic! Not all of our companies limit mileage driven, but most base the rate off of being driven less than 5,000 miles a year.
- Roadside Assistance: It’s a classic! And unfortunately, they are prone to breaking down from time to time. With a Roadside Assistance endorsement, you can drive worry-free.
Have a classic Jeep or Mopar to insure? Call a qualified Carr’s Insurance agent today to quote you the best combination of coverage, value, and rate for you. Give us a call today at: 808-836-CARR or 808-836-2277
Frequently Asked Questions about Classic Car Insurance
Do I need to insure my classic car when I am not driving it?
You’ll want to maintain classic car insurance even if you’re not driving it. In the event the vehicle is destroyed in a fire, stolen or vandalized, you’ll want coverage to protect your classic car from these risks. Additionally, classic car insurance is typically less to insure because the companies that insure them know you aren’t typically driving them all the time.
What companies offer classic car insurance?
Several great insurance companies offer classic car insurance. If you call an independent insurance agent, they can quote your classic vehicle with multiple companies so you can compare coverage and pricing options.
Why is classic car insurance less than normal auto insurance?
Classic cars are usually limited to how many miles you can drive them. Therefore, because they are being driven less, the cost of insurance is typically less.
GET A QUOTE
Carr’s Insurance Agency represents the top-rated insurance companies in both Hawaii & Washington. We will compare pricing and coverage options finding you the best policy for your needs. Call us at: (808) 836-2277 or click the button below to send us a message for your quote.
Hawaii Office
Wahiawa, HI 96786
Washington Office
Stanwood, WA 98292-8019
About Us
Carr’s Insurance Agency opened its doors in Hawaii in 1990 and is happily serving Oahu, Maui, Hawaii, Kauai and Molokai and recently opened an office in Washington State. We believe we have thrived in our home of Hawaii because of the respect and aloha we provide to our customers. Carr’s Insurance Agency will go the extra distance to make sure you get the service you deserve We offer All lines of Insurance. Carr’s Insurance Agency is available online 24/7. Feel free to stop into our office or call us anytime. If you are interested in an insurance quote, and would like a licensed agent to contact you, please click here or call 808-836-2277 (CARR)